apple pay malaysia

Apple Pay goes live in Malaysia

Apple announced that customers in Malaysia can now use Apple Pay with their iPhone, Apple Watch, iPad, and Mac. The easier, safer, and more secure way to pay for everything in customers’ daily routines is available in-store at leading retailers, in apps, and on the web. Apple Pay brings added speed and convenience to users’ daily lives, whether they’re grabbing a coffee at Starbucks, buying groceries from Village Grocer, or making an online purchase from Shopee. Starting today, thousands of retailers will accept Apple Pay, with support from some of Malaysia’s most established banks across major credit and debit networks. apple pay malaysia

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The feature was first introduced in 2014 alongside the launch of the iPhone 6 and 6 Plus, but it has taken until now for Malaysia to finally be able to access the feature, making the ninth country in the Asia Pacific (and the second in Southeast Asia) to do so.

IMAGE: Apple


Security and privacy are at the core of Apple Pay, which features industry-leading protection of users’ personal information, transaction data, and credit and debit card information. Credit and debit card numbers are not stored on device or on Apple servers; instead, a unique Device Account Number is assigned, encrypted, and securely stored in the Secure Element on the user’s device, and each transaction is authorised with a one-time unique dynamic security code. Apple does not retain transaction information that can be tied back to the customer.
Transactions stay between the customer, the merchant or developer, and the bank or card issuer. If a user’s iPhone is lost or stolen, they can use Find My iPhone to quickly locate, lock, or suspend payments from that device.
Using Apple Pay in stores is fast and easy. Simply hold iPhone or Apple Watch near the contactless terminal, and authenticate using Face ID or Touch ID.
When making purchases in Safari, customers can use Apple Pay without having to create an account, key in a PIN, fill out lengthy forms, or repeatedly type in shipping and billing information. Every Apple Pay purchase is authenticated with Face ID, Touch ID, or a device passcode, as well as a one-time unique dynamic security code.

For those wanting to make use of the feature, all that needs to be done is to simply register your credit card with the Apple Wallet app on your iPhone or Apple Watch (Tip: You must register your cards separately on each device, as doing it on just one device will not enable your cards on both gadgets if you have them).

Watch this tutorial to see exactly how to get started using Apple Pay on your devices:

Once you’re done setting up, you can use Apple Pay at any physical merchant with a terminal that supports contactless credit card payments (just look out for the logos below), with authentication done via Face ID or Touch ID.

Also, you can opt to use the feature when making online purchases through your iPhone by selecting the Apple Pay option at the check-out screen, and you can also pay for purchases made within the AppStore.

Right now, however, there are only a select number of banks currently supporting Apple Pay functionality – Maybank, Standard Chartered, and Ambank included. Any attempts to registed credit cards from other banks such as HSBC and Citibank will return a notice saying that the functionality is yet to be supported by said companies.

As this feature has only just rolled out in Malaysia, we do expect that all major banks issuing credit cards will eventually make Apple Pay functionality to their customers.

Apple Pay is available in over 60 countries and regions, and works with more than 10,000 bank and network partners worldwide.

“We are delighted to bring Apple Pay to Malaysia, providing an easier, safer, and more secure way to pay with iPhone, Apple Watch, iPad, and Mac. We think users will love the convenience and security of using Apple Pay.

Our customers in Malaysia will benefit from using Apple Pay with the support of the most popular banks, merchants, and our customers’ favourite apps.” said Jennifer Bailey, Apple’s vice president of Apple Pay and Apple Wallet.

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