Apple Pay Later in iOS 16 lets you split your purchases into 4 payments

Apple Pay Later provides users in the US with a seamless and secure way to split the cost of an Apple Pay purchase into four equal payments spread over six weeks, with zero interest and no fees of any kind.

Built into Apple Wallet and designed with users’ financial health in mind, Apple Pay Later makes it easy to view, track, and repay AppIe Pay Later payments within Wallet. Users can apply for Apple Pay Later when they are checking out with Apple Pay, or in Wallet. AppIe Pay Later is available everywhere AppIe Pay is accepted online or in-app, using the Mastercard network. Additionally, with Apple Pay Order Tracking, users can receive detailed receipts and order tracking information in Wallet for Apple Pay purchases with participating merchants.

apple pay ios 16

“AppIe Pay Later makes it easy to view, track, and repay Apple Pay Later payments within Wallet. Users can apply for AppIe Pay Later when they are checking out with Apple Pay, or in Wallet,” the company said in its release.
Keys and IDs in Wallet get expanded support. Users can use their ID in Wallet for apps requiring identity and age verification. To ensure a private and secure experience, only the necessary information required for the transaction will be provided to the app, and the user can review and consent to share it using Face ID or Touch ID. Additionally, users can securely share their home, hotel, office, and car keys in Wallet through messaging apps, including Messages, Mail, and more.

iOS16 Additional features

 

  • Apple Maps is introducing multistop routing, so users can plan up to 15 stops in advance and automatically sync routes from Mac to iPhone when they’re ready to go. Maps is also bringing transit updates to users, making it easy for riders to view how much their journey will cost, add transit cards to Wallet, see low balances, and replenish transit cards, all without leaving Maps.
  • Dictation offers a new on-device experience that allows users to fluidly move between voice and touch. Users can type with the keyboard, tap in the text field, move the cursor, and insert QuickType suggestions, all without needing to stop Dictation. In addition, Dictation features automatic punctuation and emoji dictation.
  • Siri adds the ability to run shortcuts as soon as an app is downloaded without requiring upfront setup. Users can add emoji when sending a message, choose to send messages automatically — skipping the confirmation step — and hang up phone and FaceTime calls completely hands-free by simply saying “Hey Siri, hang up.”
  • The Home app makes it easier for users to navigate, organize, and view their accessories, and enhancements to the underlying architecture offer users more efficient and reliable control of their smart home. A software update to iOS 16 will bring support for the Matter smart home connectivity standard once it becomes available later this fall, enabling a wide variety of accessories to work together seamlessly across platforms, helping fulfill the true vision of a smart home.
  • The Fitness app is available to all iPhone users to help track and meet fitness goals, even if they don’t have an Apple Watch. iPhone users can set up a daily Move goal in the Fitness app and see how their active calories will help close their Move ring. iPhone motion sensors can track steps, distance, flights climbed, and workouts from third-party apps, which can be converted into an estimation of active calories to contribute to users’ daily Move goal. Users can also share their Move ring with friends for additional motivation.
  • The Health app adds Medications, allowing users to conveniently build and manage a medications list, create schedules and reminders, and track their medications, vitamins, or supplements. In the US, users can simply point their iPhone camera at a label to add a medication, read about the medications they’re taking, and receive an alert if there are potential critical interactions for their medications.5 In addition, users can share their Health data with loved ones, and easily create a PDF of available health records from connected health institutions, right from the Health app.
  • Apple News introduces a new My Sports section to easily follow favorite teams and leagues; receive stories from hundreds of top publishers; access scores, schedules, and standings for the top professional and college leagues; and watch highlights right in the News app.
  • Game Center features a redesigned dashboard that shows friends’ activity and accomplishments from games in one place, making it easy for players to jump in to play with or compete against their friends.
  • Personalized Spatial Audio enables an even more precise and immersive listening experience. Listeners can use the TrueDepth camera on iPhone to create a personal profile for Spatial Audio that delivers a listening experience tuned just for them.
  • A new privacy tool called Safety Check can be helpful to users whose personal safety is at risk from domestic or intimate partner violence by quickly removing all access they’ve granted to others. It includes an emergency reset that helps users easily sign out of iCloud on all their other devices, reset privacy permissions, and limit messaging to just the device in their hand. It also helps users understand and manage which people and apps they’ve given access to.


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