Global fintech leader Revolut has made another move toward becoming an all-in-one lifestyle super app, acquiring Swifty, an AI-powered travel agent startup. Revolut Swifty acquisition

The deal brings Swifty’s proprietary conversational AI and its co-founders, Stanislav Bondarenko and Tomasz Przedmojski, into the Revolut ecosystem — where they’ll help supercharge the company’s growing portfolio of loyalty and lifestyle services.

A Smart Match: Finance Meets AI-Driven Travel

Swifty’s technology is designed to do what most travel apps can’t: autonomously plan and book complete trips through simple conversation. Users can chat with the AI agent to find flights, reserve hotels, handle payments, and even manage invoices—all in one flow.

That’s a significant leap from traditional booking systems. By integrating such tech, Revolut isn’t just expanding its financial toolkit—it’s embedding AI-powered convenience into everyday experiences. The goal? To make managing travel, spending, and rewards feel seamless across one unified platform.

Revolut’s Head of Loyalty, Christopher Guttridge, said the move “strengthens our position at the intersection of finance, AI, and lifestyle,” emphasizing that Swifty’s expertise will help deliver more personalized and frictionless customer experiences.

Founders’ Vision: From Startup to Super App

For Swifty’s founders, joining Revolut represents a massive scale-up opportunity.

“We’re excited to bring the power of Swifty to tens of millions of Revolut users,” said Bondarenko and Przedmojski. “It’s a once-in-a-lifetime opportunity to scale our vision globally and enhance the lifestyle of over 65 million customers.”

That vision—AI simplifying travel planning and payments—aligns perfectly with Revolut’s broader mission: to simplify money and make global living smarter, cheaper, and easier.

Where This Fits in the Bigger Picture

Revolut’s acquisition of Swifty mirrors a broader fintech-meets-travel-tech trend. Companies like Wise, TripActions (Navan), and even Booking.com are experimenting with AI layers that blend payments, budgeting, and travel automation. However, Revolut’s edge lies in ecosystem integration—combining finance, rewards, travel, and lifestyle features inside one app.

This move also comes as AI-driven travel assistants gain serious traction. From Hopper’s AI travel deals to Google’s AI trip planning tools, personalization is becoming the new battleground. Yet, few fintechs are marrying this capability directly with payment systems—a gap Revolut seems keen to fill.

Still, Revolut faces challenges similar to those seen across the sector:

• Regulatory pressure on AI transparency and data use.
• User trust in automated financial and travel decisions.
• Fragmented loyalty ecosystems, where travel, finance, and retail rewards still struggle to connect smoothly.

If Revolut manages to navigate these, it could become the first global fintech truly bridging money and mobility.

Expert Take: The Future of “Smart Travel Banking”

Revolut’s acquisition of Swifty isn’t just about travel—it’s about owning the customer journey from booking to budgeting. By embedding travel automation into its financial core, Revolut is signaling a new kind of fintech evolution: one where your banking app not only manages your funds but also plans your trips, suggests smarter spending, and rewards your choices.

As AI becomes the backbone of travel convenience, Revolut’s step positions it alongside innovators like Trip.com’s TripGenie or Amex’s AI concierge pilots, but with a stronger financial backbone. If executed well, this integration could make Revolut not just a payment app but a global lifestyle operating system.