Revolut Mobile is calling, and this time it is not just about banking.

The UK fintech heavyweight Revolut has officially started rolling out Revolut Mobile, its own mobile plan that bundles unlimited UK data, calls and texts with EU and US roaming, all for a headline price of £12.50 a month. For anyone who follows travel tech, roaming or the slow convergence of fintech and telco, this launch is bigger than it first looks.

Based on official launch details shared by Revolut and its connectivity partner Gigs, Revolut Mobile is currently rolling out to waitlist users, with broader access planned for January 2026. Customers who sign up before 30 March 2026 lock in the £12.50 price, while those joining later will pay £14.99 per month.

Revolut steps firmly into telco territory

Revolut has been flirting with connectivity for a while. In 2024, it quietly became one of the first major financial apps to launch global eSIMs for travel. Those eSIMs went on to become Revolut’s most used non-financial product, with millions of plans activated across more than 100 destinations.

Revolut Mobile is the logical next step. Instead of just offering short-term travel data, Revolut now wants to be your full-time mobile provider, managed entirely inside the same app you already use for banking, cards and payments.

There are no shops, no SIM card deliveries and no paperwork. Activation takes seconds. Users can keep their existing number or choose a new one. The plan is fully digital and fully app-controlled, which feels very on brand for Revolut’s audience.

One plan, one price, no long-term commitment

At its core, Revolut Mobile is deliberately simple.

For £12.50 a month, users get unlimited 5G data, calls and texts in the UK, plus 20GB of roaming data across the EU and the US. There is no fixed contract and no exit fees. It is a rolling monthly plan that can be cancelled at any time, with users only paying for the remainder of the current month.

That simplicity matters. The UK mobile market is crowded with bundles, add-ons, speed caps and small print. Revolut is clearly positioning this as a clean alternative, especially for people who travel regularly and do not want to juggle separate roaming solutions.

Coverage and performance, not just marketing claims

Unlimited plans often come with a catch, usually speed throttling or fair use limits buried deep in the terms.

Revolut says its mobile service delivers unlimited 5G speeds of up to 100 Mbps with no throttling or hidden limits. Streaming in HD, smooth video calls and hotspot usage are all supported. The service runs on Vodafone’s UK network, which gives it nationwide coverage and solid indoor performance via one of the country’s most established operators.

For frequent travellers and remote workers, network reliability is often more important than theoretical top speeds. From what Revolut is promising, this is positioned as a proper primary SIM replacement, not a secondary or budget line.

Roaming that actually matches modern travel habits

Roaming is where Revolut Mobile really leans into its travel first identity.

The plan includes 20GB of roaming data across the EU and the US, two regions that still account for the bulk of UK outbound travel. That allowance is generous compared to many UK SIM-only plans, which either charge extra for roaming or restrict usage far more aggressively.

Outside the EEA and the US, Revolut introduces something called Messaging Pass. This allows users to stay connected in over 80 additional countries using low-bandwidth data designed for messaging apps and basic connectivity. It is not meant for streaming or heavy browsing, but it does solve a common pain point for travellers who just want WhatsApp, email or maps to work when they land.

Paying for mobile with points, not just money

One of the more interesting twists is how Revolut ties mobile plans into its loyalty ecosystem.

Customers earn RevPoints through everyday spending and can use those points to discount or fully pay for their mobile plan. Redemptions start at 1,000 points and scale up to covering the full monthly cost. For heavy Revolut users, this effectively turns mobile service into a loyalty perk rather than a fixed expense.

This is something traditional telcos simply do not offer, and it reflects a broader trend of super apps bundling services together to increase stickiness.

Extra features that hint at where telco is heading

Revolut Mobile goes beyond the basics with optional add-ons that feel very 2026.

Users can have up to three separate numbers on a single plan for a small monthly fee. This is ideal for separating work and personal life, signing up for services, or maintaining a spare number while travelling.

There is also the option to choose VIP numbers for those who care about memorable digits, and every plan includes a complimentary subscription to NordVPN for secure browsing on public networks.

Individually, these features are not revolutionary. Combined into a single app experience, they start to look like a glimpse of how mobile services will be packaged going forward.

How does this compare to other players

At £12.50, Revolut Mobile undercuts most UK unlimited data plans from major operators, especially once roaming is factored in. Vodafone, EE and O2 typically charge more for similar allowances, often with roaming sold as an add-on.

MVNOs like giffgaff, Smarty or Voxi can be cheaper domestically, but they rarely offer this level of integrated roaming or app-driven flexibility. On the travel side, eSIM providers like Airalo, Nomad, or GigSky excel at short-term data abroad, but they do not replace a full UK mobile plan.

Revolut is effectively trying to sit in the middle. One plan that works at home, works abroad, and lives inside a financial super app.

Conclusion: fintech is quietly rewriting the telco playbook

Revolut Mobile is not just another SIM-only deal with a flashy launch price.

It is part of a broader shift where non-telco brands embed connectivity directly into ecosystems people already trust and use daily. Klarna, Nubank and others are exploring similar territory, powered by platforms like Gigs that abstract away the complexity of running a network.

For travellers, this is good news. It means fewer roaming surprises, fewer apps, and fewer disconnected experiences. For traditional mobile operators, it is a warning sign. Connectivity is becoming a feature, not a standalone product.

If Revolut delivers on performance, transparency, and long-term pricing, Revolut Mobile could become the default choice for a new generation of mobile users who expect their phone plan to be as flexible as their bank account. And that is a trend worth watching closely.