lastminute.com, the European Travel-Tech leader in Dynamic Holiday Packages, is delighted to announce its latest white-label partnership with Zilch to create Zilch Travel. This partnership allows Zilch customers to benefit from lastminute.com’s vast selection of travel options, combined with the flexibility and customization of Zilch’s payment solutions.

Zilch Travel aligns perfectly with lastminute.com’s long-held strategy as a buyer and supplier in the travel industry. It leverages its proprietary Dynamic Packages technology to reach wider audiences.
This will join a growing list of white-label partnerships fueling clients of major B2B2C partners such as Booking.com, Holiday Pirates, and airline Play.

Travel is one of the largest household expenses, yet it’s also a non-negotiable annual priority, and in 2024, it hit an all-time high. This surge has made travel one of the fastest-growing categories for Zilch, with a remarkable 140% year-on-year growth as customers seek smarter, more flexible ways to fund their trips. Nearly half of families now book their travel plans 5 to 12 weeks before departure*, and Zilch Travel is perfectly positioned to meet this demand. By offering easy payment options to spread out the cost of large bookings and rewarding customers with perks they can use on their holidays, Zilch Travel ensures that planning the perfect getaway is both simple and rewarding.

How it works

Customers can now effortlessly search, book, and pay for their holidays directly through the Zilch Travel platform, powered by lastminute.com’s Dynamic Holiday Packages technology. This is made possible through the connection between lastminute.com’s API and incentive platform Roiward, enabling access to travel content within Zilch Travel.

Zilch Travel mirrors the usual customer journey and user experience (UX) of lastminute.com, but with a look and feel unique to Zilch.
Alessandro Petazzi, CEO of lastminute.com, said:

“By investing in exible nancial solutions and leveraging our technology to enhance customers’ travel experience, we can unlock a world of possibilities for holidaymakers. We’re delighted to partner with one of the UK’s leading ntech companies by powering their new Zilch Travel service.

This new offering combines lastminute.com’s cutting-edge platform for booking holiday packages, hotels, and flights with Zilch’s fantastic, flexible payment options. Allowing consumers to earn cashback rewards or spread the cost of their holiday purchases interest-free on Zilch Travel. With more than twenty years of experience, we know that holidays are the one ring-fenced purchase everyone makes annually; this is why we will continue to invest in FinTech solutions and flexible payment options to enhance personalization and empower people to pay on their terms.”

Powered by lastminute.com’s cutting-edge engine, Zilch Travel, will offer holiday options to their customers and pledge to change the game by:

• Automatically enabling people to earn 3% rewards on every trip.
• Offering flexible, regulated, interest-free payments over 6 weeks or 3 months—at zero cost.
• Travel and securely pay confidently, knowing you’re protected and building your credit profile.

Philip Belamant, CEO and Co-Founder of Zilch, said:

“Partnering with lastminute.com, a pioneer in online travel, marks an exciting step forward as we launch Zilch Travel. In 2025, travel is no longer a luxury; it’s a professional and family priority. With 84% of UK consumers exploring destinations at home or abroad, they’re spending over £72 billion on overseas holidays alone in 2023. Zilch Travel is designed to give our customers what they’ve been asking for, three years into an unprecedented cost-of-living squeeze: the convenience, security, and flexibility to design and pay for their trips seamlessly within the regulated app they trust to manage their money. This launch is another way we’re transforming everyday spending and broadening Zilch’s share of wallets, following the success of our Pay over 3 Months product for bigger-ticket purchases, which has already helped accelerate total sales on the Zilch platform to over £3.6 billion since launch and double our revenues for three years running.”

About Zilch

Zilch’s vision is to eliminate the high cost of consumer credit. For good.

Zilch is a multi-award-winning pioneer of the world’s first direct-to-consumer, ad-subsidized payments network (ASPN). Leveraging its unique, vertically integrated, first-party-data business model, Zilch sets itself apart from the incumbent fintech industry with a profitable global revenue source, bringing unrivaled value to customers and marketers alike. Today Zilch is revolutionizing the $50 trillion advertising and payments industries by merging the very best of debit, credit, and savings.

About lastminute.com

lastminute.com is the European Travel-Tech leader in Dynamic Holiday Packages. The company’s mission is to simplify, personalize, and enhance customers’ travel experiences by leveraging its technology. Thanks to the iconic brand lastminute.com and a rich portfolio of vertical brands, they meet the most diverse needs of travellers across the entire holiday experience.