According to a report from DIBS, the Danes spent a total of DKK 20 billion last year on online services and subscriptions that entertain us and save time and hassle in everyday life. And precisely because it has become so easy to print ‘purchase’ on its smartphone, many lose track of the family’s digital consumption. 3payment

Therefore, the telecommunications company 3Denmark has launched the 3Payment concept, which allows customers to collect all the family’s purchases via Apple, Google and Microsoft on their phone bill. It has given entirely new opportunities to get an overview of digital purchases.

3Betaling enables payments for mobile applications, music, games, film rental and other subscriptions, the company said. It said household spending on digital services of this kind varies around the country, ranging from DKK 403 monthly on the island of Funen, to DKK 815 in eastern Jutland.

“It can be difficult to keep track of how many different small amounts you are allowed to spend on apps, movies and games – or how much you get used during a month. Therefore, many of our customers, both with and without children, have sought greater overview, ”

says David Elsass, who is the director of the private market at 3. 3payment

3Payment Key Features:

1. Easy Transactions: With 3Payment, users can purchase items or services through participating merchants, and the amount is automatically added to their monthly phone bill or deducted from their prepaid credit.
2. Secure Payments: Since transactions are tied to the user’s mobile number and carrier account, it reduces the need to share sensitive payment details (such as credit card numbers), adding an extra layer of security.
3. Broad Merchant Support: Users can make payments on various platforms, including app stores (like Google Play), streaming services, gaming platforms, and other digital content providers that accept carrier billing.
4. Accessibility: This method is convenient for users who may not have access to credit cards or online banking, making it especially beneficial for younger users or those in regions where traditional banking services are limited.
5. Spend Control: 3Payment services often come with options for users to set spending limits or receive notifications, helping them manage and control their expenses.
6. Seamless Integration: The process requires no additional registration or logins, simplifying the user experience by allowing them to confirm purchases quickly with their mobile number.

Advantages of 3Payment:

• Convenience: Users don’t need to enter payment details for every transaction. The mobile phone number is enough, which can make checkout faster and easier.
• Security: Reduces the risk of fraud, as no credit card or personal financial information is required during transactions.
• Wider Access: Particularly helpful for individuals without access to traditional banking services, such as those who do not own credit cards.

Limitations:

• Spending Caps: Some telecom providers may impose daily or monthly spending limits for purchases made through carrier billing.
• Availability: Not all merchants support carrier billing, so its use is limited to compatible platforms and services.

The Future of Carrier Billing:

Carrier billing solutions like 3Payment are gaining traction due to the rise of digital services and the convenience of mobile payments. As mobile commerce grows, carrier billing could expand its presence, especially in regions where digital payments or credit card penetration is low.